Down Payment Assistance contains a wide array of options that could meet your needs including, but not limited to:

• DPA Advantage has two grant options available: a 3.5% grant and a 2% grant
• The 3.5% grant** offers a true "no money down solution" with an additional 3% toward closing costs
• Minimum qualifying credit score: 620
• May be combined with up to 6% seller concession for closing costs

Who's eligible for the Down Payment Assistance program?

In addition to helping first-time and moderate-income home buyers, DPA Advantage is available to make life easier for those eligible borrowers who make our lives easier.

This includes borrowers who are current, retired, volunteer, non-paid, or plan to become:

• First-responders (police officer, firefighter, public safety officer, paramedic, emergency medical technician (EMT), including volunteers, or similar)
• Educators
• Medical personnel (nurse, doctor, phlebotomist, health ambassador, or hospital, American Red Cross worker, or similar)
• Civil servant in a federal, state, or local municipality
• Military personnel
• Eligible properties located in an underserved census tract