Welcome to
The Total Mortgage!
Your One Stop Shop for all of your Financing Needs
Residential Mortgages for Clients in MA, NH, RI & FL
100% Financing STILL Available!
1 Day Off Market Financing!
Short Sales, Foreclosures and
Pre-Foreclosure Financing!
Land Loans, Construction Loans and Rehab Loans In MA, NH and RI!
Commercial Mortgages with 3% Down Payment for all 50 States!!
• Up To 100% Financing
• First Time Homebuyers To 100%
• FHA Financing in MA, NH & RI
• 95% Loans With No PMI
• Self-Employed No Income Verification
• Multi-Families to 100%
• Loans To $12 Million
• 1 Day Out Of Bankruptcy OK
Welcome to The Total Mortgage website, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. As mortgage professionals, we can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!
The lending market has changed dramatically over the past 6 months. NOW IT IS MORE IMPORTANT THAN EVER, to work with a professional who understands what is happening NOW and what to anticipate in the future!
We work with over 60 lenders, assuring access to the most competitive rates in the industry!
Do you have outstanding credit? If so, our programs allow you to waive standard document requirements! Bad Credit, Bankrutpcy? No Problem. Many of our programs allow financing 1 day out of bankruptcy!
Do you need a Realtor, Homeowner's Insurance, advice from a Financial Advisor, legal advice from an Attorney? Use The Total Mortgage website resources! Explore the site and you can:
• Complete and Submit a Secure Loan Application
• Use our many Financial Calculators to make smarter decisions
• View the latest Industry News
• Find a Realtor, Attorney, Homeowner's Insurance Agent, Financial Advisor
Just click on the links and you will be taken to the best of the best. If the links don't have recommendations for your particular area, contact me below and I will send you information for a professional in your area.
Remember that The Total Mortgage philosophy is to provide you will all of the information that you need to make an informed decision about your home buying or refinancing needs! I will always welcome your feedback. Please let me know what you like about the website and what can be improved. I thank you for the opportunity to earn your business!
Best Regards,
David M. Gaffin